NOTICE: The Ohio Insurance Agents Association, Inc. (OIA) provides this information with the express understanding that 1) submission of this information does not guarantee an agency appointment and is for referral purposes only, 2) only an insurance carrier can consent to an appointment with an agency, 3) no attorney-client relationship exists, 4) neither OIA nor its attorneys are engaged in providing legal advice and 5) that the information is of a general character. You should not rely on this information when dealing with personal or professional legal matters; rather, seek legal advice from retained legal counsel.